Raising and Caring for Calves | Livestock

You may want to raise livestock and poultry for a living. Learning how to care for calves may be a good idea. Here are some tips on how to care for them, like providing secure pasture fencing and feeding them the right amount of food.Do you want to care for your own livestock? This task may seem daunting at first, especially for those with no background or those who are just starting out. You can easily learn how to care for livestock with the right guidance. After installing sturdy fencing and buying your livestock, do your own research. This will help you get started in achieving your goals. Here are some basic insights on raising your own livestock:Caring for CalvesYou may want to consider raising calves for a living. You may want to do this for two reasons, for beef and milk. You need to consider many factors if you want to keep your calf healthy. It is important for your calf to have adequate shelter. Make sure their living areas are clean.Do your research about feeding your calves properly, as they require a lot of nourishment. Beef calves should stay with their birth mothers for the first five months. You should nourish dairy or milk cows using bottles. In either case, make sure your calves get enough nutrition. This should be one of your main concerns. You can buy calf starter and begin feeding it to the calf when it is four days old. You can wean your calves from milk once they can eat 1.5 to 2 lbs. of starter daily. Your calves should also be comfortable in their pens and pasture fencing. Make sure to maintain these areas regularly.Caring for a newborn calf is not as hard as it looks. Provide a good supply of high-quality colostrum as early as possible. Colostrum is a secretion by the mother’s mammary glands after giving birth. This is important as it has high levels of antibodies calves need to avoid certain diseases. Make sure the first feeding takes place immediately. It should happen right after the birth, preferably within the first hour. Wash your hands first before touching the mother’s teats and udder, and clean these parts as well. Milk four quarts into a clean bucket.It should be draft-free, but not airtight. You will come across many health problems if their living area is too moist. Be particular with cows, as they create a good amount of moisture through breathing, urinating, and defecating. You do not need to spend a lot of money for a complex structure. A three-sided shed would do. Make sure your materials are sturdy so you can provide your cows with shelter from wind and other harsh elements. Don’t forget to provide hay for the floor.Your calf should have plenty of water, especially during hot summer months. Cows dehydrate easily, so be sure you buy a cattle trough. This will provide adequate water for your calf. Keep the trough clean at all times. The combination of your calf’s bacteria-laden saliva and heat can promote growth of algae and green moss. In case you notice algae or moss developing, make sure you acquire a sack of copper sulfate and drag it around in the water once or twice a week. You may need to buy a tank heater for winter. This will keep the water from freezing if you live in an area with a cold climate.

The Present System Of Education In India | Education

The word education is very much in use these days; almost everybody has to say something about it. The schools- whether Government or private- are packed with students. So are the colleges. But despite this increasing desire for education, hardly anyone knows as to what education really is. Has the education we have so far received done us any good? If yes, is it proportionate to the labour and money spent on it? Education is not an aim in itself but, rather, an instrument to learn different ways of living our lives, and that type of education alone can be called real education. According to me no one can truly claim that the present system of education in our schools and colleges produces this result. Education must help to build one’s own sound character. On the opposite, there are numerous examples of young people having lost the good qualities of their character in the schools.I think that as long as there is no concordance between the schools and homes of the students, they will continue to suffer in both ways. What we learn at school and colleges is totally incompatible with what we learn at home. Hence the life of school is exact opposite of the life at home.Our parents ignore to know what is taught at school; nor do they care about it. The labour spent on studies is useless, merely it has to be gone through for the sake of the final exam, and once it is over what was learnt is forgotten as quickly as possible. One of the major issues of these problem is the medium of education. I think that the fault lies on our receiving education through the medium of English. In India it takes about 12 years to obtain the matriculation certificate. But the knowledge and the lessons of life acquired over this long period is pitifully inadequate! Besides we also do not strive to integrate this knowledge with the work we have to do.The present system of education has created a gulf between us and our families. To our parents, to others in our families, to our women, and to our society- with whom we live for the greater part of our time- our school education has become like hidden wealth. So is the present system of education is wrong?By the medium of instruction being English, the burden on the students’ brain has doubled. It has destroyed their power of imagination- the power to create and to invent. The whole of our time is taken up in learning the pronunciation and the idiom of a foreign tongue.We should start doing the procedure as they do in Russia, South Africa and Japan. In these countries, a few selected people acquire a higher knowledge of English, translate whatever is worth having into their own language- in an easier form- and thus save the people from the useless labour of themselves having to learn English.The best education is education through mother tongue. When we receive education through our own language, our relations with people at home will take on a different character. Today, we cannot make our wives real life-companions. They have very little knowledge of what we do outside. In the same way our parents have no idea of what we learn at school. The knowledge we get at school does not seep down to others, not even to the members of our families, because we cannot impart to them what we learn in English.We depend for our livelihood on passing examinations. This results in great harm to the people. We forget that a degree is useful only for those who want to go in for Government service, but the edifice of the life of the People is not going to be raised on the few who seek Government service. We see that people are able to earn money quite well even without going into Government service. When those who are almost illiterate can become millionaires by their intelligence and shrewdness, there is no reason why the educated cannot do the same. If the educated would only give up their fear, they can certainly prove to be at least as able as the illiterate. If this lure of the degree could be shaken off, any number of private schools could be started and run according to the plan charted by us. No Government can provide fully for all the education which the people need.

The Three Killers of Misunderstanding Investing | investing

An annual delight of mine is reading Warren Buffett’s annual letter to shareholders. Buffett has very much influenced me as a financial advisor and how I manage investments. In this year’s letter he writes, “Investing is often described as the process of laying out money now in the expectation of receiving more money in the future. At Berkshire we take a more demanding approach, defining investing as the transfer to others of purchasing power now with the reasoned expectation of receiving more purchasing power – after taxes have been paid on nominal gains – in the future. More succinctly, investing is forgoing consumption now in order to have the ability to consume more at a later date.”Whew, it brings tears to my eyes. Each time I meet with a client, I always try to reframe the concept of “money” and “investing”. Money is all about purchasing power and it’s all about buying things at some point in time. It’s laughably simple, but to me I can think of no other concept that common investors miss. Here are three implications of missing the concept:1. Responding to volatility – It is human nature to run from scary things. Each time the market goes down, investors panic out of the market. In my opinion, the only time an investor should take his or her foot off the gas pedal of investing is when they have decided that it is time to buy things in the near term. Otherwise, all sails should be up, your hand should be on the helm and you should ignore the reports of monsters in the waters or that you’ll sail off the edge of the world. If you think about when the money you have invested will actually buys things, the answer is often not in the foreseeable future. Naturally it’s different if you are living off your investments in the present time particularly if you are in long term care rapidly draining them down, but this answers the important question of when you are going to buy things. Volatility must be looked at as only that: volatility. Volatility is simply the price of admission that you must cope with in the task of seeking to outpace inflation. Historically, speaking of the broader capital markets, volatility has never ended up being a long term risk.2. Being irrationally conservative – If an investor embraces the concept that you are taking an amount of money that has purchasing power, investing it in something and that when it is done it will have a different purchasing power afterward, then he or she would probably keep as little money in cash equivalent investments as possible. I think it’s always important to assess how much cash somebody needs to have on hand, but then to highly discourage having anything more than that figure. I have no idea why somebody would get a CD for money that they are not likely to spend in their lifetimes. If somebody gets a $100,000 one-year CD earning 0.50% when inflation is 3.00% in essence they’ve lost 2.5% or $2,500 at the end of the term. If each year this was sent as a bill, I have a feeling people wouldn’t do this as much as they do. Elsewhere in the Berkshire annual report, Buffett notes that since 1965 the dollar has fallen by 86%! It takes $7.00 to buy what $1.00 bought back then. Investors who are earning a rate less than inflation are kidding themselves if they think that they any portion of that interest as “income”. And to turn the knife, that “income” is usually fully taxable. Cash is like oxygen, you want a little around you to breathe, but anything beyond that should be promptly deployed.3. Jumping into Bubbles – This type of investment shows the ugly side of supply and demand. Sometimes an investment will increase in price only because of an expanding pool of buyers and not because the investment is increasing in value. There will be a group of buyers in an investment. More are attracted to that pool not because of the investment, but only because they believe that the buying pool will expand further. The investors are not investing because of what the asset will produce (usually the asset is a zombie from a rational standpoint), but rather because they believe that in the future other investors will desire it even more. The essence of a bubble is that it doesn’t have to do with the investment itself and that there isn’t anything to numerically justify it, it’s all about expecting future buyers of the asset. To me, gold is a bubble. It is a zombie asset and the only thing driving the price is the hope that in the future somebody else will come along who will buy it for more than what you bought it for. This isn’t investing, it’s speculating. If you were given one ounce of gold when you were born, when you died you would have… one ounce of gold. The cruel experience is that investors usually see prices rise and it justifies their investing hypothesis – at least for a while. As a financial advisor, there’s no shame in telling people they shouldn’t invest in something based on principle and then to see the prices of that investment rise afterward. There’s no shame in being temporarily wrong.I think that when investors seek to denominate their money in a manner which orients it around the reality that people purchase things now and in the future, then they are likely to let go of their primitive fears that cause them to do foolish things. 5 years, 10 year, 50 years, 100 years from now humans will consume more than they do now. When you have money denominated (or invested) in a stock, it is a piece of a company that in the natural flow of business will raise its prices along with seeking to expand its sales (which all things equal, should happen simply by population growth and also perhaps by the emerging consumers across the globe). Some investments are designed to keep up with rising prices, others are not designed that way.There are strategies that compliment this, but before investing you have to embrace that it’s about purchasing power and guarding that. Secondly, that if you aren’t exercising your purchasing power (otherwise known as buying things), it’s unlikely that you have any rational reason to cash out your investments. History has taught us that this approach consistently works so long as people don’t let their emotions take the helm.